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New Immigrant Insurance Cover

HcH Immigrant Health Insurance plans

Our Care International health insurance is designed for people who are New immigrants or spend long periods overseas. It works much like health insurance at home: It Covers both Medical and Travel & Its certified by IRCC. You’re not just covered for emergency treatment, but also for your diagnosis post-treatment care and health and wellbeing checks (as indicated in the Table of Benefits). Our plans also include treatment for Covid-19, subject to terms & conditions.

If you are working, travelling or living abroad for less than a year, this is the best plan for you.

The expatriate health insurance
cover includes:


Doctor visits


Hospitalization


Vaccinations


Surgeries


Diagnostic tests


Prescription drugs


Cancer treatment


Medical evacuation and repatriations

International Health Insurance Services included with your cover

You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth Hub, Expat Assistance programme, Fitness coaching App, Nutrition Hub, Travel Security and more.

4.7/5

4.7 Stars

Apple Reviews (3000+)

4.3/5

4.0/5 Stars

Android Reviews (7000+)

The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.

Care International Health Insurance Plans at a Glance

Our international health insurance plans offer comprehensive benefits for expat professionals, and optional extras to help you tailor your cover according to your needs.

Step 1:

Choose your Core plan and pick an optional deductible.

Step 2:

Add any of the optional plans.

Step 3:

Choose your area of cover: Worldwide, Worldwide excluding USA, Africa or Europe.

Care Signature

Superior health insurance 
Our highest level of cover


  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home
  • Emergency out-patient treatment
  • Maternity
  • Preventive Surgery
  • Bariatric Surgery
  • Drug and alcohol addiction treatment
  • Laser eye treatment

Max. Plan Limit: CAD 5,100,000/CAD 5703,705
/US$5,000,000 /CHF 4,814,815

Care Enhanced

Enhanced  health insurance -Comprehensive health insurance with additional benefits


  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home
  • Emergency out-patient treatment
  • Maternity
  • Preventive Surgery
  • Bariatric Surgery
  • Drug and alcohol addiction treatment

Max. Plan Limit: CAD3,660,000/CAD3,000,000
/US$ 2,700,000/CHF 2,600,000

Care Base

Foundational Coverage for Essential Health Needs -Our Entry-Level Plan


  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home
  • Emergency out-patient treatment

Max. Plan Limit: CAD1030,000/CAD2,000,000
/US$ 1,350,000/CHF 1,300,000